SC Derby

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Everything posted by SC Derby

  1. Only advice I can give was he was keen for me to say that the overdraft facility wasn't directly for stock - and it helped all of out stock is self finance ie no loans or stocking facility. It's for cash flow purposes allowing me to bring the cars to the market quicker - speeding up mechanical and body prep, PDI, Delivery etc.
  2. Oh definitely still prefer Bank Transfer, but we sold a couple of sub £2k part exchanges in last week and both paid cash. Both my local Lloyds branches closed in January so a trip to the nearest branch is an hour round trip and then however long it takes in branch - not ideal. I'm with you on the banks too.
  3. We do a few, but not loads and I always male sure I speak to the customer at length first. Unless it CF247 who just come in and drive away generally...
  4. Couple of bits I thought I'd share as could help others. Had a call from Lloyds last week, given me a new business manager, anyway we were chatting and the only request I had was an overdraft facility which I thought they'd say no. This was Thursday. Friday he rang me at agreed time of 11am and by 11.30am we had a 10k overdraft facility on the account, 9% is the rate calculated per annum so if I used the full £10,000 for the full year it would cost approx £900 in interest, so less than £100 a month. He said Lloyds are starting to focus on motor trade and gave specialist team/division to deal with it, he is part of this team. £145 set up fee. Second bit is I'm not sure if this info is widely available but you can pay cash into a business account directly at the post office. Ours has a limit of £2k a day, but they said there's nothing stopping me putting in £2k Monday, £2k Tuesday, £2k Wednesday depending how much I have. They said bigger post offices have larger limit (ours is just a local village one). There is absolutely NO CHARGE and the money was clear in our account before I left the door. Cheers.
  5. Probably 28 on site but usually own 30-35 with ones in prep etc
  6. We’ve been exceptionally busy. 4 Saturday, closed yesterday and then 2 more today. 16 for the month so far
  7. My friend has been given a company car so is looking to offload BMW 1 Series Hatchback (2015 - 2017) 1.5 116d Sport Sports Hatch (s/s) 5dr 19600 miles, YB65CLY Let me know if of interest to anyone and I can pass on details.
  8. Lol. I think I posted about it on here. Silver Laguna 2.0dci to Wales 2011 50k and took a 2013 Scenic back in part chop with 40k on it 1.5dci lovely deal, long live LAGUNAS
  9. We always do well with Laguna estates including the new shape - I love them as they are quite rare too. Last one sold to deep South Wales.
  10. We’ve got a Tigra that’s been in around 400 days only done 50k as well
  11. Good here 10 on the board and it’s our month with no VAT and no rent so 16 would do... we should do way into the 20s unless something goes wrong. been very steady
  12. Had same letter. Re-sent check and new form this morning. cheque* even.
  13. Yep no complaints here Put a 2008 cat d Touran on this afternoon for £1790, clean and drives well so expect the phone to melt on that tomorrow.
  14. 1 more of the 2 potentials now a sale so 21 for the month.
  15. We've done 20 retail from a stock of 28 (average holding over the month). and a couple of very cheap pexs. Pretty decent for January - got maybe 2 more than could be done before month ends too, but can't be sure.
  16. We had a Citroen C4 Picasso into Citroen for diagnosis of a random fault in November They rang me next day and said no fault found and we won't be charging you. Couldn't believe it!
  17. You've not been able to duplicate the word SOLD for years, can't remember why though. But it's been that way since I first used AT (7-8 years).
  18. I rarely venture above 80k. 50-60k on small/first time type cars.
  19. We’re in same boat wouldn’t panic yet
  20. Personally I think this is one of the trickiest questions in our industry I honestly think a large % of customers think our cars should all be our back to new mechanical standard and parts shouldn’t be worn. If a part fails and we offer to fit a second hand one how often do they say ‘I don’t want a second hand part’ - but EVERY part on the car is either used or second hand!