Sign in to follow this  
Followers 0
friar

Cheap card processing?

35 posts in this topic

Try to avoid taking cards.and have Pay Pal Here card reader, which is brilliant, except for cost.2.7%.

The other new style card readers,Sum Up,I Zettle,etc don't want car dealers, we are like Adult services, a no no.

Thinking of joining established Barclays or Llloyds,but they charge fee monthly.

 Any one using no monthly fee card reader?

 

 

Share this post


Link to post
Share on other sites

Stick to bacs or cash, no fees then! Never had anyone complain.

Edited by Mikey360
MrC likes this

Share this post


Link to post
Share on other sites

Don’t discount the big boys we use Barclays and they offer some great freebies, 

free hokiday insurance handy as I go away a lot 

discounted house insurance 

free mobile phone insurance up to three devices, handy this year as my son lost his iPhone and I cracked my screen far to many times.

all adds up our service charge is only £14.99 a month plus vat we covered that with the holiday insurance already 

Share this post


Link to post
Share on other sites

I use IZettle - pay 1.75% of transaction value but no monthly charges.  Hardware was around a ton I think.  Plus it is completely remote (I haven’t used this function yet), you can take it anywhere you have a 3G signal.

Share this post


Link to post
Share on other sites
1 hour ago, EPV said:

Stripe. 1.4%. 

I talk people out of it where I can. 

Hello EPV,

Do you use an app on phone,(Which one) or a card reader please?

Share this post


Link to post
Share on other sites
1 hour ago, friar said:

Hello EPV,

Do you use an app on phone,(Which one) or a card reader please?

I have an app. I can also email an invoice to someone that has a digital click button that takes them to an online payment page. 

Share this post


Link to post
Share on other sites

If your going to take cards physically izettle is one of the cheapest processors around, if digitally you can only use stripe by sending an invoice to the buyer as I may be wrong but stripe don't sell a card reader

Share this post


Link to post
Share on other sites
6 minutes ago, MrV said:

If your going to take cards physically izettle is one of the cheapest processors around, if digitally you can only use stripe by sending an invoice to the buyer as I may be wrong but stripe don't sell a card reader

They do. 

Share this post


Link to post
Share on other sites
Just now, EPV said:

They do. 

Ah OK, any idea on their deposit time? 

Share this post


Link to post
Share on other sites
9 minutes ago, MrV said:

Ah OK, any idea on their deposit time? 

Too long I think, part of the reason I have nothing to do with it even though I have an account. 

Share this post


Link to post
Share on other sites

I asked I Zettle,they didn't want car dealer!

Booooh!!

Share this post


Link to post
Share on other sites
Just now, friar said:

I asked I Zettle,they didn't want car dealer!

Booooh!!

I repeat transfer is FREE, why give your profit away ? 

pmpants likes this

Share this post


Link to post
Share on other sites
1 minute ago, friar said:

I asked I Zettle,they didn't want car dealer!

Booooh!!

Really? I signed up with them a couple years back, never had an issue. 

Eventually moved to payzone getting a proper terminal with a SIM card. 

Yes it’s more money per month but very low fees and so much more professional. No more waiting for Bank transfers to clear. Particularly when a customer wants to collect at 8pm and their payment going into security! 

Share this post


Link to post
Share on other sites

Why to all of you who take cards? Why ? If you sell 100 cars a year how much does it cost you annually for a card payment facility .

Transfers are free...

Mojo121 likes this

Share this post


Link to post
Share on other sites
32 minutes ago, Arfur Dealy said:

Why use Q a dacility

Why use a card machine ? It costs you money.......  TRANSFER IS FREE ! 

What about those who aren't quite so au fait with technology and you're pushing for a deposit on the phone?

Worth taking a £2.00 hit on card charges or is that not a problem with your buyers?



 

Share this post


Link to post
Share on other sites
1 hour ago, twerp said:

What about those who aren't quite so au fait with technology and you're pushing for a deposit on the phone?

Worth taking a £2.00 hit on card charges or is that not a problem with your buyers?



 

Can use a card but can’t use internet banking? Now that’s a creature so rare that you wouldn’t be concerned about. 

Share this post


Link to post
Share on other sites
51 minutes ago, EPV said:

Can use a card but can’t use internet banking? Now that’s a creature so rare that you wouldn’t be concerned about. 

There are a lot of people who show you their card, but couldn't do a transfer, in my opinion.

twerp and DHill like this

Share this post


Link to post
Share on other sites

Use a card machine to close a deal all day long. If they say they will do a deposit when they get home you won’t see them again.

twerp likes this

Share this post


Link to post
Share on other sites
19 minutes ago, friar said:

There are a lot of people who show you their card, but couldn't do a transfer, in my opinion.

Sorry I don’t believe that. Yes there will be the odd one but I can’t believe there are enough to worry about. 

Share this post


Link to post
Share on other sites
1 hour ago, EPV said:

Can use a card but can’t use internet banking? Now that’s a creature so rare that you wouldn’t be concerned about. 

Absolutely loads in my experience.

 

23 minutes ago, Grantlfc81 said:

Use a card machine to close a deal all day long. If they say they will do a deposit when they get home you won’t see them again.

Exactly

 

30 minutes ago, friar said:

There are a lot of people who show you their card, but couldn't do a transfer, in my opinion.

Truth

Share this post


Link to post
Share on other sites
10 hours ago, twerp said:

What about those who aren't quite so au fait with technology and you're pushing for a deposit on the phone?

Worth taking a £2.00 hit on card charges or is that not a problem with your buyers?



 

I can honestly say I have never had any issues :)

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!


Register a new account

Sign in

Already have an account? Sign in here.


Sign In Now
Sign in to follow this  
Followers 0