Sign in to follow this  
Lambchop

Vandalism on forecourt cars?

Recommended Posts

Posted (edited)

Does your insurance cover vandalism on forecourt cars? How much does it cost ? Is it separate to traders policy? Was wondering if it would be cheaper to fenceMy sales pitch or to pay for insurance on them.

Edited by Lambchop

Share this post


Link to post
Share on other sites
2 hours ago, Lambchop said:

Does your insurance cover vandalism on forecourt cars? How much does it cost ? Is it separate to traders policy? Was wondering if it would be cheaper to fenceMy sales pitch or to pay for insurance on them.

I am not sure if you can now get good insurance cover for cars left out in the open.The last open pitch we had in the 80’s we could only get road risk cover which was far cheaper.We just used to budget a few grand per year for vandalism.However this was bread and butter stock.With open pitches you will always get some vandalism but we found together with the savings in business rates on open pitches and cheaper premiums,it worked out.

  • Like 1

Share this post


Link to post
Share on other sites
3 hours ago, trade vet said:

I am not sure if you can now get good insurance cover for cars left out in the open.The last open pitch we had in the 80’s we could only get road risk cover which was far cheaper.We just used to budget a few grand per year for vandalism.However this was bread and butter stock.With open pitches you will always get some vandalism but we found together with the savings in business rates on open pitches and cheaper premiums,it worked out.

You can still get cover. I have an open forecourt and have cover with NIG. It' a separate policy to the road risks one.

Share this post


Link to post
Share on other sites
2 hours ago, Autolink100 said:

You can still get cover. I have an open forecourt and have cover with NIG. It' a separate policy to the road risks one.

NIG,part of Direct Line Group,good luck with them should you need to claim.( Had to take DL to Ombudsman on a 2 grand straight forward and only claim in 20 years )

Share this post


Link to post
Share on other sites

They can't be as bad as Tradex Insurance, cheap for a reason, they don't pay out.....but I can see their logic there:lol:

Share this post


Link to post
Share on other sites

Thanks for reply’s , thought as much . Insurance company’s take the mick. We’re right next door to a pub so if someone decides they fancy jumping on a few cars gonna be a big bill. 

Share this post


Link to post
Share on other sites

Had to claim for 12 windscreens being put through a couple of years back. Im with Arista and they paid up, no problems at all.

Share this post


Link to post
Share on other sites
8 hours ago, Lambchop said:

Thanks for reply’s , thought as much . Insurance company’s take the mick. We’re right next door to a pub so if someone decides they fancy jumping on a few cars gonna be a big bill. 

sponsor the darts team

keep the regulars sweet and looking out for you

  • Haha 1

Share this post


Link to post
Share on other sites
On 6/15/2020 at 6:23 PM, New year revolutions...... said:

sponsor the darts team

keep the regulars sweet and looking out for you

Love it :)

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this