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One in five drivers miss MOT, tax or car insurance deadlines, new study finds

  • Struggles to keep on top of car admin costing some drivers more, survey finds
  • More than a fifth of drivers admit to forgetting essential car admin dates
  • Study was commissioned by Lloyds, as bank launches a new app to help motorists stay on top of dates

Time 8:48 am, June 18, 2026

Motorists are being left at risk of penalties due to forgetting to carry out essential admin.

That is according to a new study, which has found that around a fifth (21%) of drivers have forgotten essential car admin dates such as their MOT, tax or insurance.

The data, collated by Lloyds, revealed that two-fifths (42%) of those surveyed said they find car admin difficult, rising to more than half (59%) of 25 to 34-year-olds.

Among those who have missed these tasks, more than one in 10 (11%) said they went on to face higher costs or fees as a result.

Reacting t0 the findings, Nick Williams, managing director of transport at Lloyds, said: ‘Juggling multiple apps, deadlines and rising costs means things can slip through the cracks for people trying to stay on top of their car admin.’

Lloyds released the research to mark the introduction of an app feature, ‘Manage Your Car’, which helps motorists stay on top of deadlines and costs.

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The feature brings together reminders for MOTs, servicing and insurance alongside other tools in a single place, and uses prompts to help motorists act on time to help reduce the risk of missed deadlines and unexpected costs.

The bank said the app features are available to all Lloyds customers, regardless of who provides their car finance.

Lloyds commissioned YouGov to carry out the survey, which was carried out in May among more than 2,000 people across the UK.

Other apps to help people keep on top of car admin are also available.

RAC head of policy Simon Williams said the myRAC app has four million users, adding: ‘You don’t need to be a member of the RAC to download it.’

Jack Williams's avatar

Jack joined the Car Dealer team in 2021 as a staff writer. He previously worked as a national newspaper journalist for BNPS Press Agency. He has provided news and motoring stories for a number of national publications including The Sun, The Times and The Daily Mirror.



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